Important: Tim Talks Finance provides financial education and information only. Nothing on this site constitutes financial, legal, tax, or investment advice. Always consult a qualified professional before making financial decisions.
Agreement to Terms
By accessing or using timtalksfinance.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use our site. We reserve the right to update these terms at any time — continued use of the site after changes means you accept the updated terms.
Educational Content Only — Not Financial Advice
All content on Tim Talks Finance — including articles, videos, calculators, tools, courses, and the My Financial Picture report — is provided for educational and informational purposes only. It does not constitute:
- Financial advice or investment advice
- Legal or tax advice
- A recommendation to buy or sell any security, asset, or financial product
- A guarantee of any financial outcome or result
Tim George is a financial educator, not a licensed financial advisor. Results discussed in our content are examples — your individual results will vary based on your personal circumstances. Always consult a licensed professional before making significant financial decisions.
Calculators and Tools
Our free calculators (mortgage, inflation, retirement, Bitcoin) are provided as educational tools to help you understand concepts and run scenarios. They use estimates, assumptions, and simplified models. Results are not guaranteed and should not be used as the sole basis for financial decisions. We make no warranty that calculator outputs are accurate, complete, or current.
My Financial Picture
The My Financial Picture report ($27) is an AI-generated educational summary based on the information you provide in the questionnaire. It is not a personalized financial plan and does not constitute financial advice. The report is generated using AI language models and may contain errors or generalizations. We do not store the financial information you enter beyond your session.
Refund policy: Because the report is generated instantly upon payment, all sales are final. If you experience a technical issue that prevents delivery of your report, contact us at tim@timtalksfinance.com and we'll make it right.
Advisory Sessions
The 1-on-1 advisory session ($250) is a general financial education and strategy discussion with Tim George. It is not a licensed financial planning session and does not create an advisor-client relationship. Sessions are conducted via video call and are not recorded without mutual consent.
Cancellation policy: Sessions canceled more than 48 hours in advance may be rescheduled. Sessions canceled within 48 hours or no-shows are non-refundable. Contact us at tim@timtalksfinance.com to reschedule.
Courses
Courses purchased through Masteriyo are for your personal, non-commercial use. You may not share login credentials, reproduce course content, or resell course materials. Course access is granted to the registered account holder only.
User Accounts
You are responsible for maintaining the security of your account credentials and for all activity that occurs under your account. Notify us immediately at tim@timtalksfinance.com if you suspect unauthorized access.
Intellectual Property
All content on this site — including text, graphics, videos, calculators, and course materials — is owned by Tim Talks Finance or licensed to us. You may not reproduce, distribute, or create derivative works from our content without written permission. Sharing links to our content is encouraged.
Affiliate Links
This site contains affiliate links. We may earn a commission when you click a link and make a purchase, at no extra cost to you. Our recommendations are based on our honest assessment — affiliate relationships do not influence our editorial positions. See our full Affiliate Disclosure.
Third-Party Links
Our site links to third-party websites (YouTube, PayPal, Money.com, and others). We are not responsible for the content, privacy practices, or accuracy of those sites. Links do not constitute endorsements beyond what is explicitly stated.
Limitation of Liability
To the maximum extent permitted by law, Tim Talks Finance and Tim George shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or reliance on any content, tool, or report provided. This includes losses related to investment decisions made based on educational content from this site.
Governing Law
These terms are governed by the laws of the United States. Any disputes shall be resolved through binding arbitration in accordance with the American Arbitration Association rules, except that either party may seek injunctive relief in a court of competent jurisdiction.
Contact
Questions about these Terms? Email us at tim@timtalksfinance.com.