This Cookie Policy explains how Tim Talks Finance (timtalksfinance.com) uses cookies and similar tracking technologies when you visit our website. By using our site, you agree to the use of cookies described in this policy.
What Are Cookies?
Cookies are small text files stored on your device (computer, phone, or tablet) when you visit a website. They help the site remember your preferences, understand how you use the site, and in some cases deliver relevant advertising. Cookies do not contain personal information like your name or email address on their own.
Types of Cookies We Use
| Cookie Type | Purpose | Duration |
|---|---|---|
| Strictly Necessary | Required for the website to function — login sessions, form security (nonces), WordPress core functionality. Cannot be disabled. | Session / Up to 1 year |
| Functional | Remembers your preferences such as calculator inputs, dashboard settings, and whether you've dismissed notices. | Up to 1 year |
| Analytics | Helps us understand which pages are most useful to visitors, how long people spend on pages, and how they navigate the site. We use this to improve content. Data is aggregated and anonymous. | Up to 2 years |
| Third-Party / Affiliate | When you click affiliate links on our site (such as Money.com partner links, vidIQ, Submagic, or CapCut), those third-party platforms may set their own cookies to track referrals. Tim Talks Finance does not control these cookies. | Varies by third party |
| Marketing / Embedded Media | YouTube video embeds on this site may set cookies from Google/YouTube when you interact with them. These are governed by Google's privacy policy. | Varies |
Specific Cookies Set By This Site
- wordpress_*, wp-settings-*, wordpress_logged_in_* — WordPress core cookies for managing your login session.
- um_* — Ultimate Member plugin cookies used for user account management and session tracking.
- ck_subscriber_id — Set by Kit (ConvertKit) newsletter platform when you subscribe to our email list.
- _ga, _gid, _gat — Google Analytics cookies for aggregated traffic analysis.
- VISITOR_INFO1_LIVE, YSC — YouTube cookies set when you interact with embedded videos.
Third-Party Services on This Site
The following third-party services may set cookies or collect data when you use our site:
- Google Analytics — aggregated site traffic analysis (Google Privacy Policy)
- YouTube (Google) — video embeds (Google Privacy Policy)
- Kit (ConvertKit) — email newsletter platform (Kit Privacy Policy)
- Money.com affiliate network — affiliate link tracking for financial product recommendations
- PayPal — payment processing for advisory sessions (PayPal Privacy Policy)
How to Control Cookies
You can control and delete cookies through your browser settings. Most browsers allow you to:
- View what cookies are stored on your device
- Delete all or specific cookies
- Block cookies from specific sites or all sites
- Set preferences for first-party vs. third-party cookies
Note that disabling cookies may affect the functionality of certain features on this site, including login, calculators, and saved preferences. Instructions for managing cookies in common browsers:
Do Not Track
Some browsers include a "Do Not Track" (DNT) signal. At this time, there is no industry standard for how websites should respond to DNT signals, so we do not currently alter our data practices based on DNT settings. We will update this policy if that changes.
Changes to This Policy
We may update this Cookie Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically.
Contact Us
If you have any questions about our use of cookies, please contact us at tim@timtalksfinance.com.
Related policies: Privacy Policy · Terms of Service · Affiliate Disclosure