Who We Are
Tim Talks Finance ("we," "us," or "our") is a financial education website operated by Tim George, located at timtalksfinance.com. We are committed to protecting your privacy and being transparent about how we collect and use your information. Questions? Email us at tim@timtalksfinance.com.
Information We Collect
We collect information you provide directly to us, including:
- Account registration: Name, email address, and password when you create an account through Ultimate Member.
- Course enrollment: Name, email, and payment information when you enroll in a course through Masteriyo.
- Advisory sessions: Name and email when you book a session and payment information processed through PayPal.
- My Financial Picture tool: Financial information you voluntarily enter into our questionnaire tool. This data is processed to generate your report and is not stored on our servers beyond your session.
- Contact inquiries: Any information you include when contacting us by email.
We also collect certain information automatically when you visit our site, including your IP address, browser type, pages visited, and time spent on pages — through WordPress and any analytics tools we use.
How We Use Your Information
- To create and manage your account
- To deliver courses and educational content you've enrolled in
- To process payments and send transaction confirmations
- To respond to your questions and provide support
- To send you updates about new content, tools, or resources (you can unsubscribe at any time)
- To improve our website and understand how visitors use it
Cookies
We use cookies to keep you logged in, remember your preferences, and understand how our site is used. WordPress sets several cookies by default for logged-in users. You can control cookies through your browser settings. For full details, see our Cookie Policy.
Third-Party Services
We use the following third-party services that may collect or process your data:
- PayPal — processes payments for advisory sessions and My Financial Picture. PayPal's privacy policy governs your data during payment processing.
- YouTube — we embed YouTube videos. YouTube may set cookies and collect data in accordance with Google's privacy policy.
- Money.com (affiliate partner) — links to Money.com services. Clicking these links may result in cookies being set by Money.com.
- Kit (formerly ConvertKit) — if you subscribe to our email list, your name and email are stored with Kit.
- WordPress / Masteriyo / Ultimate Member — our site platform and plugins that handle user accounts and course delivery.
We do not sell your personal information to third parties.
Affiliate Links
Some links on this site are affiliate links. Clicking them and making a purchase may earn us a commission at no extra cost to you. See our full Affiliate Disclosure for details.
Data Retention
We retain your account information for as long as your account is active or as needed to provide services. If you request account deletion, we will remove your personal data within 30 days, except where we are required to retain it for legal or tax purposes.
Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your account and data
- Opt out of marketing emails at any time
To exercise any of these rights, email us at tim@timtalksfinance.com.
Children's Privacy
Our site is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.
Changes to This Policy
We may update this policy from time to time. When we do, we'll update the "last updated" date at the top of this page. Continued use of our site after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy, please contact us at tim@timtalksfinance.com.