Short version: Some links on this site earn us a commission when you click and make a purchase — at no extra cost to you. We only recommend services we believe in, and affiliate relationships never influence our editorial positions or recommendations.

What Is an Affiliate Link?

An affiliate link is a tracked URL that tells a company we sent you. If you click an affiliate link and purchase a product or service, we may receive a commission. The price you pay is the same — the company pays us a portion of their revenue as a referral fee.

This is a standard practice in online publishing and how many educational websites, including this one, are able to offer free tools and content at no cost to visitors.

Our Commitment to You

Tim Talks Finance follows the truth wherever it leads. That means:

Current Affiliate Partners

The following companies have affiliate relationships with Tim Talks Finance:

Money.com
Financial products marketplace — mortgage rates, gold IRAs, life insurance, annuities, high-yield savings, reverse mortgages, tax relief, crypto exchanges.
VidIQ
YouTube analytics and growth tool for content creators. We use VidIQ for our own channel research.
Submagic
AI-powered video captioning and editing tool for content creators.
CapCut
Video editing platform for creators. We use CapCut in our own production workflow.

How to Identify Affiliate Links

Affiliate links on this site typically lead to external domains (such as secure.money.com, vidiq.com, submagic.co, or capcutaffiliateprogram.pxf.io). Links that go directly to timtalksfinance.com or to YouTube are not affiliate links.

If you're ever unsure whether a link is an affiliate link, feel free to ask us at tim@timtalksfinance.com.

YouTube Channel

Our YouTube channel (@timtalksfinance) may also contain affiliate links and sponsorships in video descriptions. Each video discloses any paid or affiliate relationships in the description and verbally where required.

FTC Compliance

This disclosure is provided in compliance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255), which require clear and conspicuous disclosure of material connections between endorsers and the companies whose products they recommend.

Questions?

If you have any questions about our affiliate relationships or how they affect our content, reach out at tim@timtalksfinance.com. We're happy to be transparent.