How Retirees Survived the 1970s: The Passbook Savings Account That Was Legally Guaranteed to Lose
In 1974 the law capped your savings account at 5.25% while inflation ran 12.3% — and gold was still illegal to own. The passbook math, the four locked doors, and the one exit that did not exist then.
Is the Bitcoin Bottom In? The 4 Rulers That Called Every Cycle Since 2013
Bitcoin is down 38% from its October high and the fastest-growing Bitcoin search on the internet is four words long. Here are the four rulers — the calendar, the 200-week moving average, realized price, and sentiment — that called every prior Bitcoin bottom since 2013, plus a correction I owe you on the record.
How Wars Are Paid For: The $446 Bill Hidden Inside This Month’s Oil Spike
The U.S. struck Iran-linked rocket launchers near the Strait of Hormuz, oil crossed $90 a barrel, and Bitcoin fell too. Here is the pump-to-paycheck arithmetic — and the 80-year pattern behind how every war actually gets paid for.
Executive Order 6102 Explained: Gold Bought at $20.67 an Ounce Was Repriced to $35 the Next Year
In 1933 it became a felony to keep your own gold, bought at $20.67 an ounce, then repriced to $35 the next year. What actually happened, and the one asset built so it can’t happen to it the same way: Bitcoin.
Financial Repression Explained: Why the August Jobs Report’s Good News Still Left You Behind
August jobs beat expectations, but the average raise still lost to inflation. The 1970s already ran this experiment to the end — under a mechanism called financial repression — and one exit that didn’t exist then.
Gold Was Supposed to Be Your Inflation Hedge. It Just Fell 22% From Its January Peak.
Gold peaked at $5,589 an ounce in January and has fallen 22% since, while U.S. inflation stayed above 3% all year. Here’s the mechanism gold can’t escape — and the one asset built without it.
Is Bitcoin Safe From Hackers? What $3.4 Billion in Crypto Theft Actually Proves
Bitcoin security, explained in plain English: the $120 wallet a tech millionaire called “unhackable” in 2018, the $3.4 billion stolen from crypto last year, and the one public ledger that has never lost a single coin to a hacker.
What the 1970s Taught Every Saver About Inflation — and the One Exit That Didn’t Exist Then
A 1974 saver did everything right and still lost buying power by law: savings capped at 5.25% while prices ran 12%. Every exit was locked — even gold was illegal. What ended it, what the cure cost, and the one exit that did not exist then.
FDIC Reserve Ratio Explained: The $1.43 Behind Every $100 It Insures
The FDIC’s reserve ratio is 1.43% — about $1,430 actually sitting in the fund for every $100,000 it insures. That’s normal, not a scandal. Here’s the mechanism behind the guarantee, the $100 billion line of credit behind that, and the one asset with no rescue plan at all.
Bitcoin IRA Fees Explained: The Same $100,000 Costs $250 in One Account and $2,941 in Another
Washington cracked the door for Bitcoin in your 401(k) and IRA, and the sales floors started dialing. I pulled four providers’ current fee pages and ran the same $100,000 through each one — plus the fifth door where the trustee between you and your coins is legally allowed to be you.